Be a Money Hero
Ages 5–12
Build early habits with parent involvement.
About
Real money habits — for children and adults
Smart Money helps people build real money habits — from children to adults.
It’s not about learning more. It’s about doing, tracking, and improving.
What makes it different
Built for real life
- · Real-life application
- · Ongoing tracking and follow-up
- · Parents and children learn together
- · Focus on habits, discipline, and values
Our approach
Skills and values together
We blend financial skills with Shariah values. Budgeting, saving, and spending awareness guided by amanah, discipline, and mindful living.
Awareness → Action → Track → Reflect → Improve. Small steps, done consistently.
Programmes
A path for every stage
Smart Money Academy
Ages 13–19
Learn to track, plan, and make better decisions.
Smart Money Mastery (Adults)
Gain clarity, control, and long-term discipline.
Impact
Outcomes that matter
Better control over spending
Consistent saving habits
Stronger discipline
Reduced financial stress
Our coaches
Experienced trainers and educators
Dr Fion Goh
Financial literacy trainer
20+ years experience
Dr Azbariyah
Assistant Professor
Finance and accounting
Dr Aida
Finance lecturer
Behaviour and habit-building
Febrian Idral
Structured thinking
Problem-solving
Mohamad Amin
Communication specialist
Engagement and facilitation
Founder’s message
“Start small. Stay consistent. Take responsibility. When your habits change, your financial future will change.”
— Adelyn Kang
Partnership & CSR
Work with us
We work with schools, corporates, and organisations on financial education, youth programmes, and employee wellbeing initiatives.
Start a conversationYou don’t need more money.
You need better habits.
Small habits today build a stronger future tomorrow.
What parents are saying
Trusted by families
“My child now thinks before spending and asks if it’s a need or want.”
“We started having real conversations about money at home.”
“Tracking made my child more aware and disciplined.”
“Not just theory — real habit change.”
“We feel more confident guiding our children.”
“Simple, practical, and impactful.”
Why parents value Smart Money
More than a class
Builds real-life habits
Strengthens family bonding
Encourages responsibility early
Supports parents as guides
Smart Money doesn’t just teach children — it supports the whole family.